About Us
Crescent Bank is a New Orleans-based bank that has been serving customers for over 30 years and is a respected and trusted institution in the New Orleans community and nationwide. We pride ourselves in providing exceptional customer service and some of the most competitive CD rates available.
Choosing the Best for Your Savings: Comprehensive Comparison
This comparison chart highlights the key advantages of choosing Crescent Bank over big banks for your Certificate of Deposit (CD). See at a glance how Crescent Bank provides superior returns, personalized service, and unmatched convenience for your long-term savings growth.
Have Questions? Get Answers.
Why Settle for Less?
Your Money Deserves More.
Maximize Your Savings with the Best Certificate of Deposit Rates from Crescent Bank
*Annual Percentage Yield (APY) effective 4/16/2025 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Minimum opening deposit $1,000. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov Member FDIC
We use data collected while using this website to offer personalized advertising online via 3rd party vendors, including Google. These 3rd party vendors, including Google, use cookies and/or device identifiers to serve ads based on someone's past visits to our website. Visitors can opt out of Google's use of cookies or device identifiers by visiting Google's Ads Settings or by visiting the Network Advertising Initiative opt-out page or control the use of device identifiers by using your device’s settings.
Crescent Bank | P.O. Box 61813, New Orleans, LA 70161
Loans: 866-208-8288 | Deposits: 877-831-3334 | Routing Number: 065003592
© 2025 Crescent Bank. All rights reserved.
24 Months
%
Big Banks
Rates
Some of the best in the market, ensuring higher returns.
✔
Often lower, resulting in lesser growth
X
Typically higher, limiting access
X
$1,000. Making it accessible to more savers
✔
Minimum Deposit
Often outsourced, can be less personal
X
US-based, personalized, and responsive
✔
Customer Service
Standard maximum deposit insurance amount.
✔
Standard maximum deposit insurance amount.
✔
FDIC
Insurance
Available, but the process can be more complex. Comparable security.
✔
Simple, fast & secure.
Your information is safe and never shared.
✔
Online Account Opening
Can require having an account with that bank to get the best rates.
X
None. You will not need to change anything with your current bank accounts/
✔
Impact on Daily Banking
5 Reasons to Invest in a CD
Fixed rates
Your money is secure, and you know the interest rate you will earn.
Easy Online Application
Applying is fast and easy. And it can be done securely online without visiting a branch.
Automatic Renewal
When your term is up, your CD automatically renews at the current rate.
Minimal fees
No service fees. Penalties may apply if you withdraw your money before the end of the term.
Great Rates
Give yourself incentive to keep saving toward your goals.
What Others Are Saying
A Certificate of Deposit (CD) is a savings account that offers a fixed interest rate over a set period. When you put money into a CD, you agree to leave it there until the end of the term.
What is a Certificate of Deposit?
How do I open a Certificate of Deposit?
You can apply online in as little as 10 minutes. Make sure to have your official ID and Social Security number ready.
How do I deposit the opening funds into my CD?
During your online CD application, you'll receive instructions on how to fund your account. You can fund your CD by transferring money from another bank or mailing a check.
Can I add funds to my CD at anytime?
You can only add funds to your CD at the time of renewal. You will receive an email notification before your CD matures.
There are no fees to open a CD. However, there is an early withdrawal penalty if funds are withdrawn before the end of the CD term.
What fees apply to open a CD?
What happens at the end of my CD term?
Frequently Asked Questions About CDs
Any other questions?
Any other questions?
Please do not send any personal or financial information in your message.
How long do I need to keep my money in the CD?
Crescent Bank
P.O. Box 61813, New Orleans, LA 70161
Loans: 866-208-8288
Deposits: 877-831-3334
Routing Number: 065003592
© 2025 Crescent Bank. All rights reserved.
Choosing the Best for Your Savings
Crescent Bank offers you some of the best CD rates out there to grow your savings faster, starting at just $1,000. Enjoy personalized, US-based customer support and the ease of keeping your current banking as is, all while your funds are secured up to $250,000 with FDIC insurance. Plus, our quick and secure online account setup keeps your details safe. For big-bank security with the personal touch of a trusted local bank, make the smart move to Crescent Bank.
“I like the new application process.”
– Hershel
"Crescent Bank has the absolute best customer service!"
– Craig
"The people at Crescent with whom I have spoken on the phone were very helpful. I appreciate the customer service."
– Tee-Ann
“Called the Bank directly for information and talked with a professional, efficient person who gave me information about the Institution and the process to open a CD.”
– Gail
“Super fast website. Love how your bank syncs up with my bank to provide funding… Go Crescent Bank!”
– Johnny
Comparable features for account access.
✔
Offering convenient access to your account.
✔
Online Banking Access
M-F 8:00 am to 5:30 pm CT
